20% off Transfer loan

It can help you save money, time and pay off the loan easily.¹ Not only helps to improve your credit rating, but also have extra cash to spend!

Get up to 20% interest rebate as a new customer.¹

AI technology to provide the best loan plan and offer in real time

All progress of application and signing of loan contract via online

Loan amount can reach up to

HK$ 2 Million

APR as low as

10 %

Repayment period up to

60 Months

Apply Loan

¹The above personal loan services are subject to Terms and Conditions: Limited to eligible customers who have been verified and confirmed online.
All personal loan applications are subject to final approval.

Explore new possibilities

20% off, make life easier than before¹

K Cash will provide a 20% discount based on your original personal loan interest rate!¹

Better Annual Interest Rate¹

Saving credit interest up to

Current interest rate

36%

→

K Cash

28.8%

The amount of existing Loan＄200,000

Try out 20% off Consolidation Loan

*Become K Cash Supreme

APR as low as 10%

* K Cash Supreme interest rate discounts are subject to specific conditions and rules. For more details, please contact the customer service manager.

Pay less and make things easy

Repayment Amount	$7,062 Original $7,916
Unsecured personal loan repayment period	48Months
Save per month $854 Total saving amount $40,992

Shorter repayment period

Repayment Amount	Maintain $7,916/Months
Unsecured personal loan repayment period	40 Months Original 48 Months
Settle your loan before it matures 5Months

*The above unsecured personal loan examples are for reference only. The final unsecured personal loan interest rate will depend on customer's credit status. Please contact K Cash, licensed money lender, customer service manager for more details of lower-interest unsecured personal loan.

Chance to loan out extra cash

Loan amount

$200,000

^*loan out extra amount

$50,000

→

Total loan amount

$250,000

*the additional loan amount will be determined according to the customer's credit status and actual situation.

Apply Loan

K Cash always thinks one step forward with quick cash flow solution

20% off cleared amount, easy repayment procedure

Flexible programs to improve credit rating

AI precisely calculates the most suitable loan plan for you, and it is up to you to decide whether to reduce the payment amount or shorten the payment period to help you improve your credit rating

AI instant loan approval and loan clearance

Speedy approval, Done via online

You only need to submit all the documents to apply for a loan online, and the fully automated system will complete the approval in as little as 5 minutes

Consolidate old debts and specialist help submit repayment

Consolidate old debt and assigned assistant to guide you all along

Ease of mine, once loan is approved, K Cash specialist will support you along the repayment flow

Flexible programs to improve credit rating

AI precisely calculates the most suitable loan plan for you, and it is up to you to decide whether to reduce the payment amount or shorten the payment period to help you improve your credit rating

Speedy approval, Done via online

You only need to submit all the documents to apply for a loan online, and the fully automated system will complete the approval in as little as 5 minutes

Consolidate old debt and assigned assistant to guide you all along

Ease of mine, once loan is approved, K Cash specialist will support you along the repayment flow

Successfully solved turnover problems for countless customers

Mr. Lee

Medical staff

	Loan amount	Loan Annual Interest Rate	Unsecured personal loan repayment period	Monthly repayment amount
Original financial company	$160,000	39 - 42%	Average 18Months	$12,131
	$160,000	33.6%	30Months	$7,954 Reduce 34%

Investing against the market with $160,000 in debt

Found 4 financial loan companies, and the monthly repayment is as high as $13,000

Excessive interest affects the quality of life, and it is troublesome to repay loans to multiple finance companies. *decided to ask K Cash to help consolidate all loans

Apply online throughout the process, and the $160,000 loan was approved within 5 minutes

K Cash arranges a specialist to help and submit repayment

Mr. Wong

Civil servant

	Loan amount	Loan Annual Interest Rate	Unsecured personal loan repayment period	Monthly repayment amount
Original financial company	$340,000	36%	48Months	$13,457
	$340,000	24%	60Months	$9,782 Reduce 20%

Due to different reasons, I successively took loans from 4 finance companies totaling $340,000

The monthly repayment is as high as 65% of the income. Mr. Wong wants to extend the repayment period to reduce the pressure

*Decided to choose K Cash 20% off transfer loan services

A simple online application was successfully approved for a $340,000 loan and the repayment period could extended by 12 months

K Cash arranges a specialist to help find the number

Miss Pan

Administration staff

	Loan amount	Loan Annual Interest Rate	Unsecured personal loan repayment period	Monthly repayment amount
Original financial company	$400,000	24%	Average 30Months	$18,307
	$400,000	18%	48Months	$11,750

I have 2 personal loans totaling $410,000 with a monthly repayment of $18,307

When i need money, sometimes defaults on my loan

Comparing multiple companies to consolidate personal loans, and finally decided to *transfer to K Cash with 20% off discount

Instant online application, successfully approved $400,000 loan in 30 minutes

K Cash arranged specialist help to successfully clear two private loans, and Ms. Pan settled all the debts at home

Apply Loan

Comprehensive Customer Service Support

Utilizing big data, we customize the actual annual interest rate to suit your specific needs. Through the implementation of innovative applications and precise calculations, we design personal loan programs that offer optimal flexibility in repayment.

Instant Chat

K Cash customer service is available during office hours to provide real-time assistance with any loan-related inquiries. Feel free to reach out to us via WhatsApp to help you resolve any questions or concerns you may have.

Only Hong Kong permanent residents who are at least 18 years old are eligible to apply for a loan. Applicants are required to authorize K Cash to obtain their most recent credit report for loan approval purposes.

Business hours Please wait for office hours

Monday to Friday 09:00 - 19:00

Closed on Sundays and public holidays

Start conversation with Whatsapp message

Please leave information and officer will reply soon

We understand that you have a packed schedule and various needs. Please leave your contact number and convenient time, and we will call during our available time to assist you with any loan-related requirements.

All information collected will be kept confidential and will be used for loan application purposes.

3-step self-service unsecured personal loan

Fastest approval in just 5 minutes after application. Immediate cash withdrawal through designated VTM across Hong Kong.

5 minutes to complete the unsecured personal loan application

Prepare your HKID, income and address proof, repayment bank account information, and start your unsecured personal loan application online.

Loan options provided by AI in 20 seconds

Based on unsecured personal loan application data, AI uses big data for precise calculations to determine the most suitable loan plan.

24/7 Personal Loan Approval

Instantly withdraw loan cash through our smart VTMs and branches across Hong Kong.

FAQ

What is 20% off Transfer loan?

K Cash will provide a 20% discount on your original personal loan interest rate. if the actual annual interest rate of your original loan is 36%, the interest rate offered by K Cash will be 28.8%. With the same loan amount, the repayment amount dropped. (K Cash reserve the rights on final approval of any loan)

What documents do I need to submit when applying for K Cash loan via online?

Simply apply with a holder of the Hong Kong permanent identity card. Only require address proof issued within the last three months and record of bank statement.

How long does it take to apply for a loan and approve it?

K Cash uses the AI loan system to calculate and analyze the loan application, and then it will be handed over to the manager for final review. As long as you submit the relevant supporting documents and they are correct, you will know the approval result very quickly.

How to track loan application status?

K Cash provides a fully transparent online loan process. Customers can log in to www.kcash.hk anytime, anywhere to track and view loan application progress, account status and records, etc.

What will be considered in the assessment of K Cash personal loan?

We will check your personal credit report for reference.

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7x24 "online + physical" AI unsecured personal loan experience.

Download K Cash App now to experience the new credit experience