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Important Notice
因應本港近日2019冠狀病毒病疫情漸趨嚴峻,中環總行只接受已預約之客戶到訪。詳情請與我們的客戶服務主任聯絡。
中環總行營業時間回復星期一至五,上午9時至晚上7時15分,星期六,上午9時至下午1時,直至另行通知。如有不便,敬請原諒。
K Cash has discovered that scammers have recently pretended to be employees of the company and provided loan services. The fraud case has been reported to the police for follow-up.
K Cash reminds customers that the company will only invite customers to the central head office and various K Cash bases to negotiate and submit relevant documents. Customers can check the addresses of the head office and branches on the K Cash website.

In addition, if customers have doubts about the identity of the officer, please call the K Cash customer service hotline 21111 211 to verify the identity of the staff.

If customers have any questions, please call the customer service hotline 21111 211 for enquiries.
K Cash Limited, a local scientific research company, to provide a name card verification function with blockchain technology to prevent scammers from pretending to be employees of the bank. There is a unique QR code on the card issued by the customer service officer to each customer. Customers only need to scan the Wechat mini-program to view the photo, department and contact information of the customer service officer.
Recently, there have been fraudsters impersonating our company's staff and offering loan services via WhatsApp. The fraudulent cases have been reported to the police for investigation. If you have any questions, please call our customer service hotline at 21111 211 to inquire or verify the identity of our staff.
HKEX Listed Company, Stock Code: 2483.HK
HKEX Listed Company
Stock Code: 2483.HK

Revolving Loan

The preferred choice for short-term turnover of cash flow, providing a large revolving cash reserved for you to borrow and repay flexibly.

Interest calculated daily, no interest charged on unused credit amount
No hidden fees
Online application and loan agreement
Fastest approval in 15 minutes
No fixed repayment period or amount, repay whenever and however much you want
Loan amount can reach up to
HK$ 200,000
*
APR as low as
8.9 %
No handling fees
$ 0
Quick cash
7x24
Withdraw cash anytime

*Or 10 times monthly salary (whichever is lower).

The above personal loan services are subject to Terms and Conditions. Limited to eligible customers who have been verified and confirmed online. All personal loan applications are subject to final approval.​
Explore new possibilities

Revolving cash reserved for you to borrow and repay freely.

7X24 Get cash. Early repayment without penalty, interest calculated daily.
Need HK$200,000 for turnover
Try Now
Half-month Loan Period
Desired loan amount (HK$)
HK$200,000
Loan days
15 days
Total repayment amount*
HK$200,877 ~ HK$202,104
*Actual annual interest rate depends on individual customer's approval. Annual interest rate of K Cash Supreme is as low as 8.9%.

Interest is just

HK$877 ~ HK$2,104
Extend Reserved Amount Anytime
Loan Amount (HK$)
HK$200,000
Maximum credit limit up to 10 times monthly salary*
HK$200,000
Reserved Interest
HK$0
*Based on the median income of HK$20,000, actual credit limit is subject to customer's credit profile and actual circumstances.
7X24 Get Cash
7X24 Get Cash
Cash available instantly at K Cash VTM machines across Hong Kong. Apply online, get approved, and withdraw cash instantly at the machines. K Cash is here to help with your turnover needs in 24/7.
*The above unsecured personal loan examples are for reference only. The final unsecured personal loan interest rate will depend on customer’s credit status. Please contact K Cash, licensed money lender, customer service manager for more details of lower-interest unsecured personal loan.​
24/7 "Onine + In-person"Personal Loan Experience​
Apply online and withdraw cash at designated K Cash VTMs across Hong Kong
Hong Kong
Kowloon
New Territories​
Shau Kei Wan Shop 8 on G/F, Hoi Fung Centre, No. 2 Po Man Street, Shau Kei Wan, Hong Kong
Branch hotline: 21111 211
Business hours:
Mon - Fri: 09:00 - 19:00
Closed on Sat, Sun & Public holidays
*7/24 loan service is not available
Borrow & Return Anytime with Standby Cash by K Cash
Fair Daily Interest
Fair Daily Interest
Applied big data, flexible revolving loan plan will be calculated by cloud computing. Interest is calculated daily and can be waived on unused credit lines. Perfect for those in need of short-term loans.
No penalty interest for early repayment
No penalty interest for early repayment
Easy application through App. Approval can be made as fast as 30 minutes in working hours with eligible documents. No annual fees or handling charges. No handling fees for early repayment.
7X24 Get Cash
7X24 Get Cash
You can collect cash at any time 7X24 at our branches, even at midnight or holiday. There are branches all over Hong Kong which are always one near you.
Fair Daily Interest
Fair Daily Interest
Applied big data, flexible revolving loan plan will be calculated by cloud computing. Interest is calculated daily and can be waived on unused credit lines. Perfect for those in need of short-term loans.
No penalty interest for early repayment
No penalty interest for early repayment
Easy application through App. Approval can be made as fast as 30 minutes in working hours with eligible documents. No annual fees or handling charges. No handling fees for early repayment.
7X24 Get Cash
7X24 Get Cash
You can collect cash at any time 7X24 at our branches, even at midnight or holiday. There are branches all over Hong Kong which are always one near you.
The only 24/7 "Online + Physical" express self-service loan experience in Hong Kong. Simply tap your fingers to apply online, with no documents required. With just one ID card and a mobile phone number, you're good to go. K Cash goes even further by breaking the traditional mode of waiting for bank transfers. Whether it's in the early morning or on a holiday, whenever you need a loan, you can walk into a branch and get cash instantly.​

The First 24/7 Intelligent Self-Service Loan in Hong Kong

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Comprehensive Customer Service Support
Utilizing big data, we customize the actual annual interest rate to suit your specific needs. Through the implementation of innovative applications and precise calculations, we design personal loan programs that offer optimal flexibility in repayment.
Instant Chat

K Cash customer service is available during office hours to provide real-time assistance with any loan-related inquiries. Feel free to reach out to us via WhatsApp to help you resolve any questions or concerns you may have.

Only Hong Kong permanent residents who are at least 18 years old are eligible to apply for a loan. Applicants are required to authorize K Cash to obtain their most recent credit report for loan approval purposes.

Business hours Please wait for office hours
Monday to Friday 09:00 - 19:00
Closed on Sundays and public holidays
Start conversation with Whatsapp message
Please leave information and officer will reply soon

We understand that you have a packed schedule and various needs. Please leave your contact number and convenient time, and we will call during our available time to assist you with any loan-related requirements.

All information collected will be kept confidential and will only be used for loan application purposes.

3-step self-service unsecured personal loan

Fastest approval in just 5 minutes after application. Immediate cash withdrawal through designated VTM across Hong Kong.
* Previous unsecured personal loan advertisement demonstrating as a FinTech money lender.
1
5 minutes to complete the unsecured personal loan application​
Prepare your HKID, income and address proof, repayment bank account information, and start your unsecured personal loan application online.

2
Loan options provided by AI in 20 seconds
Based on unsecured personal loan application data, AI uses big data for precise calculations to determine the most suitable loan plan.

3
24/7 Personal Loan Approval
Instantly withdraw loan cash through our smart VTMs and branches across Hong Kong.

Take an extra step for your privacy security

Blockchain technology protects data privacy

K Cash employs the highest level of confidentiality in technology to collect, process, and protect customer data to ensure the integrity of customer information and prevent tampering. Additionally, K Cash applies blockchain technology to implement an employee identity authentication system, reducing the risk of potential customers engaging in transactions with impersonators or fraudulent employees.

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in the market
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document loan
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steps to proceed

Take an extra step for your privacy security

privacy and security

FAQ

What is the difference between applying for a K Cash revolving loan and a regular loan?
As long as the revolving loan reserve limit is successfully approved, cash can be withdrawn at K Cash VTM teller machines in Hong Kong 24/7. The reserve limit does not require handling fees and interest, and cash can be withdrawn at any time.
How long does it take to apply for a revolving loan?
The entire K Cash revolving loan application and approval process is self-service online. The entire process from application to AI approval only takes five minutes. Once the contract is successfully reviewed and signed online, you can withdraw cash.
How to calculate the daily interest rate of revolving loan?
K Cash revolving loan interest
Download K Cash App
K Cash loan Application K Cash loan Application
K Cash loan Application