24/7 AI Speedy Intelligent loan

“Online + Physical” 24/7 AI loan experience. No income proof documents required. Loan options provided automatically within 20 seconds*, and immediate cash withdrawal at designated branches after loan approved!

*After passing the credit risk assessment and successfully submitting the loan application through K Cash App, AI loans can automatically provide loan options within 20 seconds and complete smart approval 24/7 with the support of technology.

Branches are available throughout Hong Kong, allowing you to immediate cash withdrawal at your convenience.

Only Hong Kong ID card + mobile phone number are required for loan application

Repay debt anytime, and no penalty interest for early repayment

Loan amount

HK$ 30,000

Application document

1 Just need your HKID card

Fastest approval time

5 Minutes

AI cash withdrawal

Apply Loan

The above personal loan services are subject to Terms and Conditions. Limited to eligible customers who have been verified and confirmed online. All personal loan applications are subject to final approval.

Explore new possibilities

24/7 "Onine + In-person"Personal Loan Experience

Apply online and withdraw cash at designated K Cash VTMs across Hong Kong

Hong Kong

Kowloon

New Territories

Shau Kei Wan Shop 8 on G/F, Hoi Fung Centre, No. 2 Po Man Street, Shau Kei Wan, Hong Kong

Branch hotline: 21111 211

Business hours:

Mon - Fri: 09:00 - 19:00
Closed on Sat, Sun & Public holidays

*7/24 loan service is not available

Great loan application journey with our
artificial intelligence technology

No-income proof need and speedy approval

Artificial intelligence, one click to apply loan

Whenever you need, K Cash big data will help you calculate the most suitable loan plan for you

7/24 submit loan application with instant cash

Speedy approval via online

All you need is Hong Kong permanent resident ID card and Hong Kong Mobile number register K Cash loan application via online.

Cash Withdrawal at Designated Branches

Branches located throughout Hong Kong, you can immediately cash withdraw through designated VTM after 24/7 approval.

Artificial intelligence, one click to apply loan

Whenever you need, K Cash big data will help you calculate the most suitable loan plan for you

Speedy approval via online

All you need is Hong Kong permanent resident ID card and Hong Kong Mobile number register K Cash loan application via online.

Cash Withdrawal at Designated Branches

Branches located throughout Hong Kong, you can immediately cash withdraw through designated VTM after 24/7 approval.

Apply Loan

VTM machine allow you one to have flexibility when you need cash

There is another option to apply for a loan at K Cash. Bring your Hong Kong ID card to the branch to use the remote video teller machine (vtm), you can communicate with K Cash specialist through video.

mobile app

20 seconds

AI Loan Offer

24/7

Loan Approval

Comprehensive Customer Service Support

Utilizing big data, we customize the actual annual interest rate to suit your specific needs. Through the implementation of innovative applications and precise calculations, we design personal loan programs that offer optimal flexibility in repayment.

Instant Chat

K Cash customer service is available during office hours to provide real-time assistance with any loan-related inquiries. Feel free to reach out to us via WhatsApp to help you resolve any questions or concerns you may have.

Only Hong Kong permanent residents who are at least 18 years old are eligible to apply for a loan. Applicants are required to authorize K Cash to obtain their most recent credit report for loan approval purposes.

Business hours Please wait for office hours

Monday to Friday 09:00 - 19:00

Closed on Sundays and public holidays

Start conversation with Whatsapp message

Please leave information and officer will reply soon

We understand that you have a packed schedule and various needs. Please leave your contact number and convenient time, and we will call during our available time to assist you with any loan-related requirements.

All information collected will be kept confidential and will only be used for loan application purposes.

Successfully solved refinancing cashout problems for customers

Easy to apply

Without any documents, just apply for a HKID card!

Angela Chan

Smart Experience

AI is getting more powerful! With 24/7 instant approval, the process is quick, and the interest rates are very reasonable.

Cheung Wai Ghun

Preferred first choice of loan platform

You don't have to show up at branch to submit documents via branch and approval speedly as expected. So praise!

Cindy Kwok

True speedly approval

Can't believe i submited loan application form just a few minutes and received a notification saying that it was approved. I can get ready money immediately! !

Robin Chiu

The whole process via online

Freinds referral K Cash for me, it's easy to use and convenient, just a few steps finish loan application progress

Tim Wong

There is always a K Cash nearby

There are branches in Hong Kong area, allow collect ready cash any where

Mr Lai

No matter how urgent, K Cash here to support

I was desperate for money, K Cash AI speedy approved my loan application

Jonathan Law

Easy to Borrow, Easy to Repay

Apply with simple documents, and I can repay early without any penalty fees. A great help!

Miss Feng

Apply Loan

3-step self-service unsecured personal loan

Fastest approval in just 5 minutes after application. Immediate cash withdrawal through designated VTM across Hong Kong.

* Previous unsecured personal loan advertisement demonstrating as a FinTech money lender.

5 minutes to complete the unsecured personal loan application

Prepare your HKID, income and address proof, repayment bank account information, and start your unsecured personal loan application online.

Loan options provided by AI in 20 seconds

Based on unsecured personal loan application data, AI uses big data for precise calculations to determine the most suitable loan plan.

24/7 Personal Loan Approval

Instantly withdraw loan cash through our smart VTMs and branches across Hong Kong.

Take an extra step for your privacy security

Blockchain technology protects data privacy

K Cash employs the highest level of confidentiality in technology to collect, process, and protect customer data to ensure the integrity of customer information and prevent tampering. Additionally, K Cash applies blockchain technology to implement an employee identity authentication system, reducing the risk of potential customers engaging in transactions with impersonators or fraudulent employees.

1 ^st

in the market

document loan

steps to proceed

Take an extra step for your privacy security

FAQ

Will it be approved within a day?

Once document is submitted, the approval could be as fast as 5 mins

What documents are required to apply for K Cash loan application?

Submit and apply with a Hong Kong permanent resident ID card and a selfie with id card in hand.

If approved, how to transfer funds?

After approval, you can withdraw cash at K Cash designated branch VTMs.

How to track loan application status?

K Cash provides transparency online loan process, customers can log in to www.kcash.hk anytime and anywhere to track loan application progress, account status and records, etc.

Download K Cash App

7x24 "online + physical" AI unsecured personal loan experience.

Download K Cash App now to experience the new credit experience