HKEX Listed Company, Stock Code: 2483.HK
HKEX Listed Company
Stock Code: 2483.HK

K Cash personal loan helps you get a large loan or a small urgent loan in one step

K Cash offers a brand-new unsecured loan experience, making it simple and quick, as a licensed money lender. Whether it's a large personal loan or a small personal loan,
get online loan approval in as fast as 5 minutes and receive cash as soon as the same day. Withdraw cash from any intelligent ATM across Hong Kong.
New customers can also enjoy a discount of 20% off* the original loan interest rate.​
Unsecured Personal Loan Calculator​
Unsecured personal loan applicants must meet the following requirments
Minimum age of 18 | Hold a HKID Card
Desired unsecured personal loan amount (HKD)
$100,000
$5,000
$1,000,000

Unsecured personal loan repayment period
6Months
9Months
12Months
18Months
24Months
36Months
48Months
60Months

Monthly unsecured personal loan repayment amount (HKD)
K Cash Supreme customers as low as
$8,792
~
K Cash customers
$9,456
Learn more about K Cash Supreme
Annual interest rate can be as low as 10%
*The above unsecured personal loan examples are for reference only. The final unsecured personal loan interest rate will depend on customer's credit status. Please contact K Cash, licensed money lender, customer service manager for more details of lower-interest unsecured personal loan.​
**About K Cash Supreme personal loan best rate, please contact K Cash, licensed money lender, customer service manager for unsecured personal loan details.
K Cash AI Ad | Out of cash to buy bread?
K Cash Public & Home Ownership Scheme (HOS) Property Owner Loan No property or deed collateral required
FinTech Boost
Get a Personal Loan Ultra-Fast and Easy

3-step self-service unsecured personal loan

Fastest approval in just 5 minutes after application. Immediate cash withdrawal through designated VTM across Hong Kong.
1
5 minutes to complete the unsecured personal loan application​
Prepare your HKID, income and address proof, repayment bank account information, and start your unsecured personal loan application online.

2
Loan options provided by AI in 20 seconds
Based on unsecured personal loan application data, AI uses big data for precise calculations to determine the most suitable loan plan.

3
24/7 Personal Loan Approval
Instantly withdraw loan cash through our smart VTMs and branches across Hong Kong.

    私人貸款

    AI Online Unsecured Personal Loan Approval

    5 Minutes
    Fast Loan Approval
    24 Hours
    Transfer*
    60 Months
    Loan repayment period up to
    *Terms & conditions apply.​
    極速全自助借貸

    24/7 AI Unsecured Personal Loans

    12 Months
    Loan repayment period up to
    7x24
    Speedy Approval​
    0
    Early repayment penalty interest
    低息借錢清卡數

    Low Interest Credit Card Personal Loan

    10 %
    APR as low as*
    60 Months
    Loan repayment period up to
    1.5 M
    Maximum loan amount
    業主貸款

    Unsecured Property Owner Loan

    10 %
    APR as low as*
    120 Months
    Loan repayment period up to
    2 M
    Maximum loan amount
    結婚貸款

    Wedding Loan

    10 %
    APR as low as*
    60 Months
    Loan repayment period up to
    500 K
    Maximum loan amount
    進修貸款

    Advanced Learning Loan

    10 %
    APR as low as*
    60 Months
    Loan repayment period up to
    500 K
    Maximum loan amount

    Transfer Loan to K Cash at 20% Off for Consolidation

    Becoming a new customer of K Cash now, you can immediately enjoy an 20% off on the original loan interest rate. K Cash also provides you with the opportunity to borrow an additional sum of cash instantly.

    借錢低息
    Loan Annual Interest Rate
    36 %
    28.8 %

    Saving credit interest up to

    $40,000

    **Based on an unsecured personal loan amount of $200,000 and a loan repayment period of 48 months

    The final unsecured personal loan interest rate that customers can enjoy will depend on their personal credit status and vary. Please contact K Cash, licensed money lender, customer service manager for unsecured personal loan details.​
    *Terms and conditions apply. Press here for the unsecured personal loan offer detail.

    24/7 Intelligent Unsecured Personal Loan

    Express personal loan experience. Simply tap your fingers to apply unsecured personal loan 24/7 online, with no documents required. With just one ID card and a mobile phone number, you're good to go. K Cash as a money lender, goes even further by breaking the traditional mode of waiting for bank transfers. Whenever you need a loan, you can get cash by FPS or designated branch.

    1 st
    Market first
    0
    Document loan
    3
    Steps fixed
    7x24貸款

    AI Intelligent Customized Unsecured Personal Loan Rates with Cloud-Based Instant Credit Approval

    ​ K Cash uses cutting-edge financial technology to help you customize each loan package. K Cash's machine learning technology will objectively analyze your credit data and behavioral patterns, automate the entire process without manual approval, and approve the best unsecured personal loan package for you.

    5 mins
    Express loan approval
    10 %
    Best annual interest rate*
    6-60 months
    Flexible repayment period
    *The best annual unsecured personal loan interest rate is only available for K Cash Supreme customers. For loan details, please consult with K Cash, licensed money lender, customer service manager.
    AI 即時批核貸款

    Instant Loan Apply & Cash Withdrawal with Smart VTM​

    When applying for an unsecured personal loan with K Cash, there is an additional option available. You can bring your HKID card and visit our branches to use our Video Teller Machine (VTM). Through a video conversation with our representatives, all private loan agreements are digitally stored. With the added features of facial recognition, vein authentication, and verification of HKID, not only can you get your unsecured personal loan quickly, but you can also have peace of mind. K Cash is here to provide you with a seamless and secure loan experience.​

    1
    Machine
    20 seconds
    Locations
    7/24
    Cash withdrawal
    即時取得現金
    KCASH 尊越貸款

    Becoming a K Cash Supreme member, you can enjoy large unsecured personal loan amounts and low-interest rate offers.

    Learn More
    Number of Loan Applications Processed Exceed 90K cases
    Unsecured Loan Application Amount HKD HK$ 2.6B
    of customers are satisfied 99%
    Credit Customer Feedback

    K Cash was very patient in answering my questions, and I got the cash immediately after I successfully appliedunsecured personal loan.​

    - Newly married Ms. Chen
    Strict Confidentiality of Customer Privacy
    No need to check credit report before applying
    Number of Loan Applications Processed Exceed 90K cases
    Unsecured Loan Application Amount HKD HK$ 2.6B
    of customers are satisfied 99%
    Credit Customer Feedback

    K Cash was very patient in answering my questions, and I got the cash immediately after I successfully appliedunsecured personal loan.​

    - Newly married Ms. Chen
    Strict Confidentiality of Customer Privacy
    No need to check credit report before applying

    FAQ

    K Cash 提供哪些貸款、借錢及信貸方案?
    K Cash 提供多種貸款及信貸方案,包括私人貸款、業主私人貸款、公屋居屋業主貸款、清卡數貸款、裝修分期貸款、結婚貸款、進修貸款、學生貸款、港漂貸款及 7x24 智能私人貸款等。無論你需要大額貸款,還是小額借錢周轉,都可以按個人需要選擇合適的借貸方案。
    K Cash 的私人貸款是否屬於即批貸款?最快幾耐批核?
    K Cash 提供快捷方便的即批貸款服務,網上申請私人貸款最快 5 分鐘批核。透過 AI 智能信貸評估系統,可更快速分析申請資料,讓借錢流程更簡單,適合有即時資金需要的人士。
    K Cash 有沒有低息貸款選擇?
    K Cash 提供多款低息貸款及私人貸款方案,實際利率會按個人信貸狀況、貸款額及還款期等因素而定。無論是想清卡數、整合債務,還是希望減輕每月供款壓力,都可以選擇合適的信貸方案。
    申請 K Cash 貸款需要什麼資格及文件?
    申請私人貸款人士一般需年滿 18 歲,並持有香港居民身份證。按不同貸款或借貸方案要求,申請人通常需提供身份證明、入息證明、住址證明及供款銀行戶口資料。部分貸款計劃申請流程更簡化,讓信貸申請更快捷方便。
    K Cash 借貸還款期有多長?可申請大額或小額私人貸款嗎?
    K Cash 提供彈性的還款安排,部分私人貸款還款期可由 6 個月至 60 個月,部分業主貸款還款期更可長達 120 個月。貸款額方面,不論是小額借錢、清卡數周轉,還是大額私人貸款需要,均可按個人財務需要申請合適的貸款方案。
    Download K Cash App
    K Cash loan Application K Cash loan Application
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